true or false: A beneficiary named in a life insurance policy cannot force the insurer to pay the benefits after the insured's death?

The statement is false because a beneficiary named in a life insurance policy has the legal right to claim the death benefits after the insured has passed away. Once the insured event occurs, such as the death of the policyholder, the insurer is obligated to pay the benefits to the named beneficiary, as long as the policy is in force and there are no issues such as fraud or lack of insurable interest.

In most circumstances, the beneficiary can initiate the claim process, and the insurer must comply unless there are legitimate disputes or exceptions as outlined in the policy terms. This foundational principle ensures that beneficiaries can enforce their rights under the insurance contract, thereby highlighting the importance of properly naming and verifying beneficiaries in life insurance policies.